How did you learn about the value of money? Was it purely from following your parents’ example, did you learn about it at school or were you influenced by friends? With the introduction of financial education on the school curriculum, the benefits of teaching children about money from a young age has been brought to the fore.
Some useful links and information about how to choose the best Child Trust Fund.
The idea of getting a property on a buy-to-let basis can seem really appealing but it’s essential that you research the market properly before you jump into anything.
Nearly four in ten parents are concerned about not having enough money put aside. Over half of parents will set out a budget for 2014.
How to deal with debt. Don’t bury your head in the sand. Work out your incomings and outgoings and contact your creditors to allow them to help you rather than harass you. Lots of useful links here
If you already have two mortgages on your house, remortgaging may be a good way to consolidate both mortgages
There are different types of mortgages, which depend on how you pay back the loan itself, the interest and how quickly you pay them back. The money you borrow is called capital, but the total you pay back includes the capital and interest. Paying back the capital You can take out a mortgage where you pay off the capital a little at a time, with interest, or you can pay
Tax credits are payments from the government. If you’re responsible for at least one child or young person who normally lives with you, you may qualify for Child Tax Credit. If you work, but earn low wages, you may qualify for Working Tax Credit
All you need to know about Child Trust Funds, as well as links to key companies that provide them, and detailed information about how they work.
Four fifths of the population worries about money, according to a survey for Financial Planning Week.