Financial planning

Pound coins

How did you learn about the value of money? Was it purely from following your parents’ example, did you learn about it at school or were you influenced by friends? With the introduction of financial education on the school curriculum, the benefits of teaching children about money from a young age has been brought to the fore.

Magnifying glass with money

How to deal with debt. Don’t bury your head in the sand. Work out your incomings and outgoings and contact your creditors to allow them to help you rather than harass you. Lots of useful links here

House - mortgages

There are different types of mortgages, which depend on how you pay back the loan itself, the interest and how quickly you pay them back. The money you borrow is called capital, but the total you pay back includes the capital and interest. Paying back the capital You can take out a mortgage where you pay off the capital a little at a time, with interest, or you can pay